For a Camry, one of the more important considerations that are used to help calculate car insurance rates is your zip code. Larger areas will most likely pay more, whereas areas that tend to be more rural benefit from lower rates.
The illustration below rates the most expensive areas in Washington for a Toyota Camry to buy car insurance in. Seattle is ranked at #6 with an annual rate of $1,363 for car insurance, which is approximately $114 monthly.
| Rank | City | Annual Premium |
|---|---|---|
| 1 | Lakewood | $1,434 |
| 2 | Auburn | $1,408 |
| 3 | Renton | $1,389 |
| 4 | Tacoma | $1,385 |
| 5 | Federal Way | $1,379 |
| 6 | Seattle | $1,363 |
| 7 | Shoreline | $1,352 |
| 8 | Kent | $1,337 |
| 9 | South Hill | $1,314 |
| 10 | Everett | $1,288 |
| 11 | Marysville | $1,258 |
| 12 | Redmond | $1,251 |
| 13 | Bellevue | $1,243 |
| 14 | Sammamish | $1,232 |
| 15 | Kirkland | $1,195 |
| 16 | Vancouver | $1,146 |
| 17 | Lacey | $1,111 |
| 18 | Spokane Valley | $1,087 |
| 19 | Olympia | $1,083 |
| 20 | Spokane | $1,071 |
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Prices are comparative as the specific Seattle residence address can decrease or increase premiums greatly.
Trying to buy affordable car insurance is not easy, and figuring out which companies offer the most affordable auto insurance rates for a Toyota Camry will require more quotes for comparison. Every car insurance company has a proprietary method to set their prices, so let’s take a look at the overall cheapest auto insurance companies in Seattle, WA.
Best Cheap Insurance Rates for Your Camry
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| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | Capital | $754 |
| 2 | Grange | $822 |
| 3 | Nationwide | $961 |
| 4 | PEMCO | $994 |
| 5 | Travelers | $998 |
| 6 | USAA | $1,050 |
| 7 | Mutual Enumclaw | $1,054 |
| 8 | The Hartford | $1,080 |
| 9 | Chubb | $1,083 |
| 10 | California Casualty | $1,105 |
| 11 | State Farm | $1,141 |
| 12 | Allied | $1,142 |
| 13 | American Family | $1,160 |
| 14 | Safeco | $1,228 |
| 15 | Amica | $1,243 |
| 16 | Liberty Mutual | $1,309 |
| 17 | Farmers | $1,329 |
| 18 | National General | $1,495 |
| 19 | Progressive | $1,510 |
| 20 | MetLife | $1,697 |
| Quote Your Rates Go | ||
Capital may offer some of the best car insurance rates in Seattle at around $754 annually. This is $658 less than the average price paid by Washington drivers of $1,412. Grange, Nationwide, PEMCO, and Travelers would also be considered some of the cheaper Seattle, WA auto insurance companies.
As the rates illustrate above, if you are a customer of PEMCO and switched to Grange, you could see an annual savings of in the neighborhood of $172. Policyholders with Travelers may save as much as $176 a year, and USAA customers might cut rates by $228 a year.
To see if your current coverage is too expensive, click here to start a quote or visit any of the companies below.
These prices are averaged for all types of drivers and the different vehicles they drive and are not factoring in a specific vehicle garaging location for a Toyota Camry. So the auto insurance company that fits your age and vehicle best may not even be in the top 25 companies shown above. That affirms the importance of why you need to quote rates from as many companies as possible using your own personal information and vehicle type.
Washington auto insurance companies ranked
Buying coverage from a high-quality insurer can be challenging considering how many different insurance companies sell coverage in Seattle. The ranking data shown below could help you pick which car insurance companies to look at purchasing from.
These rankings are for major nationwide insurance companies, so companies that focus mainly on Washington business are not included in this list. If you wish to compare rates from these and other companies in Washington, follow this link.
Top 10 Large Car Insurance Companies in Seattle Ranked by Customer Satisfaction
- Titan Insurance – 95%
- USAA – 94%
- AAA Insurance – 91%
- Nationwide – 90%
- State Farm – 90%
- The Hartford – 89%
- GEICO – 89%
- Allstate – 88%
- 21st Century – 88%
- The General – 88%
The chart below illustrates how your deductible choice can raise or lower insurance rates when getting quotes for cheap insurance for a Toyota Camry. The rates are based on a single male driver, comprehensive and collision coverage, and no other discounts are factored in.
A 50-year-old driver could cut expenses by $242 a year by changing from a $100 deductible to a $500 deductible, or save $366 by using a $1,000 deductible. Younger drivers, like the age 20 example, could possibly save up to $796 or more just by using higher deductibles.
When increasing deductibles, it will be necessary to have spare funds to satisfy the extra out-of-pocket expense that deters many people from opting for higher deductibles.
The insurance agencies listed below can help you make a decision which car insurance company is the best fit, as some drivers have questions and prefer to get some help when shopping for cheaper insurance for a Toyota Camry. It’s not always simple to do it yourself, and getting advice from a licensed Washington insurance agent can provide you peace of mind knowing your policy gives you enough coverage if you have a claim.
To find a Seattle insurance agent near you, click the link at the bottom or click here to compare prices now.
- Gurry and Rogers Insurance Inc
1200 5th Ave #1825 – Seattle, WA 98101 – (206) 621-6444 - Thury Foster – State Farm Insurance Agent
444 NE Ravenna Blvd #104 – Seattle, WA 98115 – (206) 985-2528 - Alex Bagdasarov – State Farm Insurance Agent
4719 University Way NE #202 – Seattle, WA 98105 – (206) 946-1986
More insurance agents in Seattle, WA
Ideas to find more affordable insurance for a Toyota Camry
The list below details a few thrifty solutions that can help Washington drivers quote more affordable auto insurance.
- Insure your home and auto with the same company
- Save money by only buying liability coverage for older vehicles
- Raise deductibles
- Choose a safer vehicle and pay lower rates
- Improve your credit
- Pay for small claims rather than turning them in to your insurance company
- Compare rates once a year for cheaper prices
That last tip is highly crucial, as was pointed out in this write-up. Prices change frequently, so don’t hesitate to switch carriers if a lower price can be found.
Having a favorite company is fine, but it’s not recommended if that inflexibility results in costing you thousands of dollars over the life of your policy. It only takes a couple minutes to compare prices to find cheaper insurance for a Toyota Camry in Seattle.