Searching for the cheapest Mazda 2 insurance in Seattle? Locating low-cost insurance for your Mazda 2 in Washington can be an all-consuming task, but you can learn our auto insurance buying tips to make it easier. There are both good and bad ways to find auto insurance online so you’re going to learn the proper way to compare rates for your Mazda and find the best price possible either online or from Seattle insurance agents.
Amazlingly, a recent NerdWallet.com study showed that the vast majority of auto insurance customers renewed their policy with the same company for at least the last four years, and about 40% of consumers have never even compared rates from other companies. With the average auto insurance premium being $1,200, Washington drivers can save hundreds of dollars each year just by comparing rates, but they don’t believe the big savings they would realize if they moved their coverage to a different company.
It’s important to check auto insurance prices at least once a year due to the fact that insurance rates are variable and change quite frequently. Just because you had the best deal on Mazda 2 insurance in Seattle a couple years back you can probably find a better price now. Ignore everything you know about auto insurance because we’re going to show you one of the easiest ways to find better rates and still maintain coverage.
The following companies are ready to provide price comparisons in Seattle, WA. If the list has multiple companies, we suggest you get rate quotes from several of them to find the most affordable auto insurance rates.
Car insurance quotes from local neighborhood Seattle car insurance agents
A lot of people just want to sit down with an agent and that is recommended in a lot of cases Professional insurance agents are trained risk managers and help submit paperwork. One of the great benefits of comparing car insurance online is you can get lower rates and still have an agent to talk to.
Once you complete this short form, your information is sent to insurance agents in Seattle who will give competitive quotes to get your business. There is no need to leave your house because prices are sent directly to you. If you need to get a comparison quote from a specific car insurance provider, feel free to visit that company’s website and complete a quote there.
Selecting an provider shouldn’t rely on just a cheap price. Any agent in Seattle should be forthright in answering these questions:
- What are their preferred companies if they are an independent agency?
- Do they have a Better Business Bureau rating in Seattle?
- What company holds the largest book of business for them?
- What kind of financial rating does the company have?
- Is every driver in your family covered?
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
- Are aftermarket or OEM parts used to repair vehicles?
Exclusive and independent Seattle car insurance agents
If you want to buy car insurance from a reliable insurance agency, it helps to know the two types of insurance agents and how they operate. Car insurance agents in Seattle can either be independent (non-exclusive) or exclusive. Both types of agents can insure your vehicles properly, but it’s important to know the difference in the companies they write for because it can influence the type of agent you choose.
Exclusive Insurance Agents
Exclusive agencies can only write with one company such as State Farm, AAA, and Liberty Mutual. They are unable to place coverage with different providers so you need to shop around if the rates are high. These agents are well schooled on the products they sell which helps them sell insurance even at higher premiums. Some insured continue to choose to use a exclusive agent mostly because of the brand name and strong financial ratings.
Shown below is a short list of exclusive insurance agents in Seattle who can help you get comparison quotes.
- Ezra Teshome – State Farm Insurance Agent
1510 14th Ave – Seattle, WA 98122 – (206) 322-3910 – View Map
- Allstate Insurance: Jeremy Olson
7 Denny Way – Seattle, WA 98109 – (206) 956-0580 – View Map
- State Farm: Karrie Dubose
1530 Westlake Ave N Suite 100 – Seattle, WA 98109 – (206) 971-5400 – View Map
Independent agencies can sell policies from many different companies and that allows them to write policies with any number of different companies enabling the ability to shop coverage around. If your agent finds better pricing, the agent simply finds a different carrier and the insured can keep the same agent. When comparing rates, you should always check rates from at a minimum one independent agency for maximum quote selection. Many independent agencies also insure through smaller mutual companies which may provide better rates.
The following is a list of independent insurance agents in Seattle that can give you price quotes.
- Grange Insurance Association
200 Cedar St – Seattle, WA 98121 – (800) 247-2643 – View Map
- Sound Insurance Agency, Inc.
9627 Aurora Ave N – Seattle, WA 98103 – (206) 527-0888 – View Map
- Michael Wong Insurance
1200 Westlake Ave N #607 – Seattle, WA 98109 – (206) 284-0171 – View Map
Upon getting acceptable answers to any questions you have and locked in a price quote, chances are good that you have found an insurance agent that meets the criteria to properly insure your vehicles. Keep in mind you have the power to cancel your coverage any time you want so don’t assume that you are permanently stuck with any specific company with no way to switch.