No sane person looks forward to buying car insurance, particularly when they are paying too much.
It’s shocking but the vast majority of drivers have stayed with the same insurance company for over three years, and virtually 40% of consumers have never taken the time to shop around. American insurance shoppers can save hundreds of dollars each year, but they just feel it’s too hard to compare rates and save money.
Insurance companies such as GEICO and Progressive continually bombard you with ads and it is challenging if not impossible to avoid their marketing magic and take the time to shop coverage around.
The most recommended method to get rate comparisons for Chevy Cobalt insurance in Seattle is to take advantage of the fact auto insurance companies pay for the opportunity to provide you with free rate quotes. The one thing you need to do is provide the companies a bit of rating information including how many miles driven, if you require a SR-22, any included safety features, and if you went to college. The rating information is submitted instantly to many of the top insurers and you receive quotes with very little delay.
To check Chevy Cobalt insurance prices now, click here and complete the quick form.
The providers in the list below are ready to provide quotes in Washington. If more than one company is shown, it’s highly recommended you click on several of them to get a more complete price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Cobalt LS 4-Dr Sedan||$246||$664||$450||$26||$134||$1,520||$127|
|Cobalt XFE 4-Dr Sedan||$246||$664||$450||$26||$134||$1,520||$127|
|Cobalt LS 2-Dr Coupe||$212||$364||$482||$28||$144||$1,230||$103|
|Cobalt XFE 2-Dr Coupe||$218||$512||$480||$28||$144||$1,382||$115|
|Cobalt LT 4-Dr Sedan||$136||$278||$340||$20||$102||$876||$73|
|Cobalt LT 2-Dr Coupe||$238||$364||$482||$28||$144||$1,256||$105|
|Cobalt SS Turbo 2-Dr Coupe||$174||$426||$446||$26||$134||$1,206||$101|
|Get Your Own Custom Quote Go|
Table data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-vehicle, and multi-policy. Rates do not factor in garaging location in Seattle which can lower or raise premiums greatly.
Car insurance cost for men versus women in Seattle
The information below shows the comparison of Chevrolet Cobalt premium costs for male and female drivers. The prices are based on no accidents, no driving violations, full coverage, $500 deductibles, drivers are not married, and no discounts are factored in.
How do I know if I need professional advice?
When it comes to choosing your policy, there really is not a best way to insure your cars. Everyone’s situation is a little different so this has to be addressed.
These are some specific questions might point out if your situation will benefit from professional help.
- If I use my vehicle for business use is it covered?
- When would I need additional glass coverage?
- Can I afford to buy a different vehicle if my Chevy Cobalt is totaled?
- What discounts do I qualify for?
- Who is covered when they drive my Chevy Cobalt?
- Will filing a claim cost me more?
- Do I really need UM/UIM coverage?
If you can’t answer these questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier
What if I want to buy from local Seattle insurance agencies?
A small number of people would prefer to visit with an insurance agent and that is not a bad decision An additional benefit of price shopping on the web is you may find the lowest rates and still buy from a local agent.
To find an agent, once you fill out this form (opens in new window), your insurance coverage information is emailed to insurance agents in Seattle that can give you free Seattle auto insurance quotes and help you find cheaper coverage. It’s much easier because you don’t need to leave your computer since rate quotes are delivered to your email. You can most likely find cheaper rates without having to waste a lot of time. If for some reason you want to get a comparison quote for a specific company, just search and find their rate quote page and give them your coverage information.
Choosing the best insurance company is decision based upon more than just the price. Here are some questions to ask:
- Do they specialize in personal lines coverage in Seattle?
- If your car is totalled, how to they determine the replacement cost?
- Will the agent or a CSR service your policy?
- Is coverage determined by price?
- Will one accident increase rates?
- What kind of financial rating does the company have?
- Are claims handled at the agent’s location?
- Do they carry Errors and Omissions coverage?
Different types of Seattle auto insurance agents
If you want to buy auto insurance from a local agent, it helps to know the two different types of agencies and how they operate. Insurance agencies in Seattle may be either independent agents or exclusive agents.
Exclusive agencies can only write with one company like AAA, Allstate, and State Farm. These agents are unable to provide other company’s prices so it’s a take it or leave it situation. Exclusive agencies receive a lot of sales training on their products and sales techniques and that allows them to sell at a higher price point.
The following are exclusive agents in Seattle that can give you rate quotes.
Independent Agencies or Brokers
These type of agents are not restricted to one company and that enables them to quote your coverage through lots of different companies and find the cheapest rate. If they find a cheaper price, your policy is moved internally without you having to go to a different agency.
When shopping rates, you need to compare quotes from at least one independent agent to have the best price comparison.
Below are Seattle independent agencies that are able to give price quotes.