Chevy Corvette Insurance Quotes in Seattle

Are you tired of overpaying and want more competitive Chevy Corvette insurance in Seattle? Feeling guilty for buying an overpriced auto insurance policy? Say no more because there are lots of people in the same boat.

Insurance rates Chevy Corvette in SeattleAmazlingly, a recent NerdWallet.com study showed that almost 70% of drivers in Washington renewed their policy with the same company for at least four years, and approximately 40% of consumers have never shopped around. Consumers in America could save almost $850 every year just by comparing rates, but most just don’t grasp the amount of savings they would get if they bought a different policy.

Because you have many companies and agents to choose from, it can be impossible to find a more affordable auto insurance company.

Getting quotes for the lowest cost policy in Seattle is not as time-consuming as you think. Just about every car owner who is required to buy insurance stands a good chance to get a lower-priced policy. But Washington vehicle owners do need to know the methods companies use to calculate their prices and apply this information to your search.

How to compare free Seattle Chevy Corvette insurance rate quotes

When comparison shopping, there are several ways to compare prices from car insurance companies in your area. The simplest method to find cheaper Chevy Corvette rates consists of obtaining rate quotes online.

Getting free rates online is quite simple, and it replaces the need to spend time driving to local Seattle insurance agencies. Doing it all online makes this unnecessary unless you want the personal advice of a local Seattle agent. You can, however, comparison shop your insurance online and get advice from an agent in your area.

Keep in mind that comparing more prices will increase your chances of finding better pricing.

The providers in the list below are our best choices to provide free quotes in Seattle, WA. If multiple companies are shown, it’s a good idea that you visit as many as you can to get the best price comparison.


Chevrolet Corvette Insurance Price Estimates in Seattle, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $168 $382 $220 $14 $66 $850 $71
Corvette GS 2-Dr Coupe $322 $644 $220 $14 $66 $1,266 $106
Corvette 2-Dr Convertible $198 $406 $264 $16 $78 $962 $80
Corvette GS 2-Dr Convertible $282 $602 $284 $16 $84 $1,268 $106
Corvette Z06 2-Dr Coupe $226 $420 $200 $12 $60 $918 $77
Corvette ZR1 2-Dr Coupe $276 $648 $220 $14 $66 $1,224 $102
Get Your Own Custom Quote Go

Cost estimates assume single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Estimates do not factor in the specific area where the vehicle is garaged which can change auto insurance rates noticeably.

Rate comparison of male drivers versus female drivers

The diagram below visualizes the comparison of Chevrolet Corvette insurance rates for male and female drivers. The information is based on no accidents, no driving violations, comprehensive and collision coverage, $100 deductibles, drivers are single, and no discounts are factored in.

Deductible comparison

The chart below illustrates how your choice of deductibles and can impact Chevrolet Corvette insurance costs for different age categories. The premiums are based on a married female driver, full coverage, and no other discounts are factored in.

Higher deductibles lower rates

A question often asked by Seattle drivers is which comprehensive and collision deductibles to buy. The figures shown below outline the differences in price of buying low and high comp and collision deductibles. The first rate comparisons uses a $100 physical damage deductible and the second set of prices uses a $500 deductible.


Chevrolet Corvette insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $352 $704 $194 $12 $58 $1,345 $112
Corvette GS 2-Dr Coupe $416 $784 $194 $12 $58 $1,489 $124
Corvette 2-Dr Convertible $416 $784 $250 $14 $76 $1,565 $130
Corvette GS 2-Dr Convertible $450 $866 $250 $14 $76 $1,681 $140
Corvette Z06 2-Dr Coupe $450 $866 $194 $12 $58 $1,605 $134
Corvette ZR1 2-Dr Coupe $580 $1194 $194 $12 $58 $2,063 $172
Get Your Own Custom Quote Go

Chevrolet Corvette insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $256 $476 $194 $12 $58 $996 $83
Corvette GS 2-Dr Coupe $304 $530 $194 $12 $58 $1,098 $92
Corvette 2-Dr Convertible $304 $530 $250 $14 $76 $1,174 $98
Corvette GS 2-Dr Convertible $328 $586 $250 $14 $76 $1,254 $105
Corvette Z06 2-Dr Coupe $328 $586 $194 $12 $58 $1,178 $98
Corvette ZR1 2-Dr Coupe $424 $806 $194 $12 $58 $1,494 $125
Get Your Own Custom Quote Go

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Washington minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Table data does not factor in specific Seattle garaging location which can alter coverage prices greatly.

Using the premium rates above, we can conclude that using a $100 deductible costs an average of $35 more each month or $420 a year than buying the higher $500 deductible. Since you would pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you tend to average at a minimum 11 months between claims, you would come out ahead going with the higher deductible. The illustration below shows the way you can perform this determination yourself.

Average monthly premium for $100 deductibles: $135
Average monthly premium for $500 deductibles (subtract): – $100
Monthly savings from raising deductible: $35
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $35
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 11 months

One big caveat is that higher deductibles means you pay more out-of-pocket if you have a claim. You will want to have enough money stashed away in the event you have to pay the higher deductible.

Three reasons car insurance is important

Even though Seattle Corvette insurance rates can get expensive, maintaining insurance serves a purpose in several ways.

First, almost all states have compulsory liability insurance requirements which means it is punishable by state law to not carry specific limits of liability coverage if you want to drive legally. In Washington these limits are 25/50/10 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if your car has a loan, almost all lenders will make it a condition of the loan that you carry insurance to guarantee their interest in the vehicle. If you let the policy lapse, the bank may insure your Chevy for a lot more money and require you to pay for it.

Third, insurance safeguards not only your Chevy Corvette but also your financial assets. It will also cover all forms of medical expenses for you, your passengers, and anyone else injured in an accident. Liability insurance, one of your policy coverages, will also pay for a defense attorney if you cause an accident and are sued. If your vehicle suffers damage from an accident or hail, comprehensive and collision coverage will pay to repair the damage.

The benefits of buying enough insurance outweigh the cost, especially for larger claims. But the average driver in Washington overpays as much as $750 every year so compare quotes from several companies at least once a year to help ensure money is not being wasted.

The ad said I’d save $394 a year!

Insurance providers like GEICO, State Farm and Progressive consistently run ads in print and on television. All the ads make an identical promise that drivers can save some big amount if you get a free Seattle auto insurance quote and switch your insurance policy to them. How is it possible that every company can offer drivers better rates? Here is how they do it.

Insurance providers have specific characteristics for the type of driver that will add to their bottom line. A good example of a profitable customer could be over the age of 35, insures multiple vehicles, and chooses high deductibles. Any person who fits that profile will get very good Seattle prices as well as cut their Chevy Corvette insurance rates if they switch.

Drivers who do not fit this ideal profile will probably be forced to pay a higher premium and this can result in the customer buying from someone else. If you listen closely, the ads state “drivers who switch” not “everyone who quotes” will save that much if they switch. That’s why companies can make those statements.

Because each company has a different risk profile, it is so important to do a quote comparison often. It is impossible to guess the company that will give you lower car insurance rates than your current company.

Get lower-cost Chevy Corvette insurance in Seattle with discounts

Companies offering auto insurance do not list every discount available very well, so the below list has a few of the more well known as well as some of the hidden discounts you could be receiving when you buy Seattle auto insurance online.Car insurance discounts

As a footnote on discounts, most credits do not apply to the whole policy. Most only apply to the price of certain insurance coverages like liability and collision coverage. If you do the math and it seems like all the discounts add up to a free policy, it’s just not the way it works.

To find insurance companies that have a full spectrum of discounts in Washington, follow this link.

Compare rate quotes but buy from a local Seattle insurance agent

A lot of people would prefer to get advice from a local agent and that is a smart decision A good thing about comparing car insurance online is that drivers can save money and get lower rates and also buy local. Buying insurance from local insurance agencies is definitely important in Seattle.

Insurance agents in SeattleOnce you complete this form (opens in new window), your insurance data gets sent to agents in your area who will give competitive quotes for your coverage. It makes it easy because there is no need to leave your house due to the fact that quote results will go to you instantly. You can find better rates without a big time investment. If you have a need to quote rates from a specific company, feel free to search and find their rate quote page and submit a quote form there.

Seattle car insurance agents are either independent or exclusive

If you want a reliable agent, you should know the different agency structures and how they can write your policy. Car insurance policy providers are either exclusive agents or independent agents.

Independent Car Insurance Agents

Agents that choose to be independent often have affiliation with several companies so as a result can place your coverage amongst many companies and find you the best rates. To transfer your coverage to a different company, your policy is moved internally and that require little work on your part.

If you are comparing car insurance prices, you should always include independent agents so that you have a good selection of quotes to compare.

Featured below are Seattle independent agents that may be able to give you competitive price quotes.


1200 Westlake Ave N #607Seattle, WA 98109(206) 284-0171View Map


9627 Aurora Ave NSeattle, WA 98103(206) 527-0888View Map


2150 N 107th St # 460Seattle, WA 98133(206) 522-9200View Map

More Seattle agents

Exclusive Agents

Agents that elect to be exclusive can only provide one company’s prices like Farmers Insurance, State Farm, Allstate, and AAA. They are unable to shop your coverage around so you might not find the best rates. Exclusive insurance agents are usually quite knowledgeable on their products and sales techniques which helps them sell on service rather than price.

Below is a list of exclusive insurance agencies in Seattle that are able to give price quote information.


5959 Martin Luther King Jr Way SSeattle, WA 98118(206) 725-8969View Map


1705 N 45th, Ste ASeattle, WA 98103(206) 632-8000View Map


2600 SW Barton St, Ste E22Seattle, WA 98126(206) 935-3922View Map

More Seattle agents

Selecting an insurance agency requires you to look at more than just a low price. Before buying a policy in Seattle, get answers to these questions.

Car insurance is unique, just like you

When quoting and comparing proper insurance coverage, there really is no one size fits all plan. Every insured’s situation is different so this has to be addressed.Safe vehicles cost less to insure
For example, these questions might point out whether or not you might need an agent’s assistance.

If it’s difficult to answer those questions but one or more may apply to you, you may need to chat with an agent. If you don’t have a local agent, take a second and complete this form or click here for a list of car insurance companies in your area.

In the end, you can save money

We covered a lot of ways to save on Chevy Corvette insurance in Seattle. The key thing to remember is the more price quotes you have, the better chance you’ll have of finding inexpensive Seattle auto insurance quotes. You may even find the best price on insurance is with a small local company. Smaller companies may have significantly lower premium rates on certain market segments than the large multi-state companies such as Allstate or State Farm.

As you prepare to switch companies, don’t be tempted to skimp on critical coverages to save a buck or two. In too many instances, consumers will sacrifice liability coverage limits only to discover later that the small savings ended up costing them much more. Your strategy should be to buy enough coverage at the lowest possible cost while still protecting your assets.

More affordable insurance in Seattle is definitely available from both online companies as well as from insurance agents, and you need to price shop both in order to have the best chance of saving money. Some insurance companies do not provide the ability to get a quote online and many times these small insurance companies only sell through local independent agencies.

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