Compare Dodge Viper Insurance Quotes in Seattle

Wish you could get out of high-priced Dodge Viper insurance in Seattle? You’re preaching to the choir because you are not the only one feeling buyer’s remorse.

Discount Dodge Viper insuranceUnimaginable but true, a large majority of consumers have bought insurance from the same company for at least four years, and just short of a majority have never quoted rates to find affordable coverage. The average driver in Washington could save an average of roughly 40% each year just by shopping around, but they feel it’s too difficult to compare other rate quotes. Big-name insurance companies like State Farm, Farmers Insurance, GEICO and Allstate constantly blast consumers with TV and radio ads and it can be hard to see past the geckos and flying pigs and do the work needed to find the best deal.

It is always a good idea to take a look at other company’s rates yearly because insurance prices change regularly. Even if you got the lowest rates on Dodge Viper insurance in Seattle on your last policy you will most likely find a better rate quote today. Forget all the misinformation about insurance because you’re going to learn the best way to save on insurance.

The most recommended method to compare rates for Dodge Viper insurance in Seattle is to understand auto insurance companies have advanced systems to quote your coverage. The one thing you need to do is give them some information such as an estimate of your credit level, if it has an alarm system, how much you drive, and if you have an active license. Your rating data gets sent immediately to many highly-rated insurers and they return quotes quickly.

To compare cheaper Dodge Viper insurance rates now, click here and enter your zip code.

The car insurance companies shown below can provide price comparisons in Seattle, WA. If multiple companies are shown, we recommend you visit two to three different companies in order to find the lowest rates.

Dodge Viper Insurance Rates in Seattle, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Viper SRT/10 2-Dr Coupe $256 $592 $282 $16 $84 $1,230 $103
Viper SRT/10 2-Dr Roadster $322 $800 $356 $22 $106 $1,606 $134
Get Your Own Custom Quote Go

Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rate information does not factor in specific Seattle garaging location which can revise premium rates noticeably.

Cost difference between full coverage and liability

The illustration below shows the difference between Dodge Viper insurance prices when comparing full coverage to state minimum liability only. The premiums assume a clean driving record, no claims, $250 deductibles, single male driver, and no policy discounts are applied.

Are you wasting money paying for full coverage?

There is no set guideline to stop paying for comprehensive and collision coverage on your policy, but there is a general convention. If the yearly cost for physical damage coverage is more than about 10% of any settlement you would receive from your insurance company, then it may be the right time to buy liability only.

For example, let’s say your Dodge Viper replacement cost is $3,000 and you have $1,000 deductibles. If your vehicle is severely damaged, the most your company will settle for is $2,000 after paying the physical damage deductible. If you are currently paying more than $200 annually for your policy with full coverage, then you might want to consider buying only liability coverage.

There are some situations where eliminating full coverage is not financially feasible. If you still have a lienholder on your title, you are required to maintain full coverage in order to prevent the bank from purchasing higher-priced coverage. Also, if your savings is not enough to buy a different vehicle if your current one is in an accident, you should not opt for liability only.

Impact of careless driving on car insurance rates

The diagram below illustrates how violations and at-fault claims can impact Dodge Viper car insurance rates for each age group. The rates are based on a married male driver, comprehensive and collision coverage, $250 deductibles, and no additional discounts are factored in.

Lower-cost Seattle car insurance rates with discounts

Companies that sell car insurance don’t always list every available discount very clearly, so the next list breaks down some of the more common as well as some of the hidden car insurance savings.Cheaper car insurance with discounts

Drivers should understand that some of the credits will not apply to the entire cost. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. So when it seems like all the discounts add up to a free policy, it just doesn’t work that way.

If you would like to view car insurance companies that offer some of these discounts in Washington, click this link.

Are car insurance agents of importance?

Certain consumers would rather talk to an insurance agent and that is recommended in a lot of cases Professional insurance agents can help you choose the best coverages and help you file claims. An additional benefit of comparing rates online is you may find the best rates and still buy from a local agent.

Seattle insurance agentsFor easy comparison, once you complete this simple form, your information is immediately sent to agents in your area who will give you quotes to get your business. It makes it easy because there is no need to do any legwork since rate quotes are delivered to you instantly. If you have a need to get a comparison quote from a particular provider, you just need to go to their quote page and fill out the quote form the provide.

Finding the right insurance company is decision based upon more than just the price. These are some questions your agent should answer.

Exclusive agents vs. Independent agents

When searching for a good Seattle insurance agent, you need to know there are two different types of agencies to choose from. Agents in Seattle can be categorized as either exclusive or independent (non-exclusive). Either type can sell affordable car insurance policies, but it’s important to point out the difference in the companies they write for because it can factor into your selection of an agent.

Exclusive Agents

These agents generally can only insure with one company and examples are AAA, State Farm, Farmers Insurance, and Allstate. Exclusive agencies are unable to provide prices from multiple companies so keep that in mind. They receive extensive training on their products and sales techniques and that allows them to sell at a higher price point.

Listed below are Seattle exclusive agents who may provide you with price quote information.

7104 Greenwood Ave NSeattle, WA 98103(206) 784-6560View Map

9776 Holman Rd NW #107Seattle, WA 98117(206) 788-4640View Map

2505 3rd Ave #120Seattle, WA 98121(206) 441-5630View Map

View more agents

Independent Agents

Agents that elect to be independent are not employed by any specific company and that is an advantage because they can write policies through many different car insurance companies and find the cheapest rate. If they quote lower rates, the agent simply finds a different carrier which requires no work on your part. If you need cheaper car insurance rates, you should always get insurance quotes from several independent insurance agents to get the most accurate price comparison.

The following is a short list of independent agencies in Seattle that are able to give price quotes.

9627 Aurora Ave NSeattle, WA 98103(206) 527-0888View Map

4201 Roosevelt Way NE #200Seattle, WA 98105(800) 701-5909View Map

9200 Holman Rd NWSeattle, WA 98117(206) 789-5940View Map

View more agents

Your situation helps dictate your coverage

When quoting and choosing coverage online or from an agent, there really isn’t a best way to insure your cars. Coverage needs to be tailored to your specific needs so your insurance should reflect thatAuto insurance savings
For example, these questions can aid in determining if you would benefit from an agent’s advice.

If you’re not sure about those questions, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area. It’s fast, free and may give you better protection.

Seattle Insurance Prices are Influenced by These Factors

Smart consumers have a good feel for the different types of things that come into play when calculating the rates you pay for insurance. When you know what positively or negatively controls the rates you pay, this helps enable you to make changes that could help you find cheaper rates.

Insuring your Dodge Viper just makes sense

Despite the fact that insurance is not cheap in Seattle, insuring your vehicle may be mandatory for several reasons.

The benefits of carrying enough insurance greatly outweigh the cost, especially if you ever need it. In a recent study of 1,000 drivers, the average customer is overpaying more than $800 each year so compare rates every year to be sure current rates are still competitive.

A little work can save a LOT of money

As you go through the steps to switch your coverage, it’s not a good idea to reduce coverage to reduce premium. There have been many situations where an accident victim reduced physical damage coverage only to discover later that it was a big mistake. Your focus should be to purchase plenty of coverage at the lowest possible cost.

You just learned a lot of techniques to shop for Dodge Viper insurance online. It’s most important to understand that the more price quotes you have, the better chance you’ll have of finding the cheapest Dodge Viper rate quotes. Consumers could even find that the lowest premium rates come from a smaller regional carrier. Smaller companies may only write in your state and offer lower prices as compared to the big name companies such as Allstate and Progressive.

More tips and info about insurance is located in the articles below: