Do you want more competitive Honda CR-Z insurance in Seattle? Locating better insurance prices for a Honda CR-Z in Washington could be difficult, but you can learn the following methods to find lower rates.
There are more efficient ways to shop for insurance so you’re going to learn the best way to get price quotes on a Honda and get the lowest price from both online companies and Seattle agents.
Finding a lower price on insurance is not a difficult process. The only thing you need to do is take the time to get quotes to find the company with affordable Seattle car insurance quotes.
The companies shown below have been selected to offer price quotes in Washington. If multiple companies are listed, we recommend you visit two to three different companies to get the lowest price.
Which is the best auto insurance?
Keep in mind that when it comes to choosing insurance from an agent or online for your vehicles, there is no one size fits all plan. Everyone’s situation is unique.
For example, these questions may help highlight whether your personal situation might need professional guidance.
- Am I getting all the discounts available?
- Does my insurance cover my expensive audio equipment?
- Is my trailer covered?
- Is my camper covered by my car insurance policy?
- Can I get a multi-policy discount?
- How can I force my company to pay a claim?
If you can’t answer these questions but you know they apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, simply complete this short form. It is quick, free and you can get the answers you need.
Car insurance agents can find coverage gaps
Many people just prefer to get advice from a local agent and that is a personal choice. Professional agents can point out coverage gaps and give you someone to call. One of the benefits of price shopping on the web is you can get lower premium rates and still buy from a local agent. And supporting local agents is still important in Seattle.
By using this form (opens in new window), the coverage information is emailed to participating agents in Seattle that provide free Seattle car insurance quotes for your coverage. You won’t even need to contact any agents because quoted prices will be sent immediately to your email address. If you want to get a rate quote from a particular provider, just navigate to their website and fill out their quote form.
If you prefer to buy insurance from a good insurance agency, it helps to know the two different types of agencies that you can choose from. Insurance agencies may be either independent agents or exclusive agents depending on their employer. Both write insurance policies, but it’s worth mentioning how they are different since it could factor into your selection of an agent.
Independent Agents (or Brokers)
Agents in the independent channel are not limited to a single company and that allows them to write policies with lots of companies and get the cheapest rates. If prices rise, they can switch companies in-house and you don’t have to switch agencies. When comparing insurance rates, it’s a good idea to contact at least one independent agent to get the most accurate price comparison. Many write coverage with different regional companies that may have much lower rates than larger companies.
Below is a partial list of independent insurance agencies in Seattle who can help you get free insurance quotes.
- Cairns Insurance Agency
13751 Lake City Way NE #214 – Seattle, WA 98125 – (206) 368-8117 – View Map
- Magnolia Insurance Agency, Inc.
3424 W McGraw St – Seattle, WA 98199 – (206) 284-4886 – View Map
- Spangler Insurance
431 15th Ave E – Seattle, WA 98112 – (206) 329-7447 – View Map
Agents in the exclusive channel have only one company to place business with like State Farm, Allstate, and Farm Bureau. They usually cannot give you multiple price quotes so always compare other rates. These agents are trained well on sales techniques and that can be a competitive advantage. Consumers often choose to use an exclusive agent mainly due to high brand loyalty and the convenience of having a single billing for all their coverages.
Shown below is a list of exclusive agencies in Seattle who can help you get price quote information.
- Sheila Burrus – State Farm Insurance Agent
1115 N Northgate Way – Seattle, WA 98133 – (206) 364-2210 – View Map
- Kent Christianson – State Farm Insurance Agent
1705 N 45th, Ste A – Seattle, WA 98103 – (206) 632-8000 – View Map
- Alex Bagdasarov – State Farm Insurance Agent
4719 University Way NE #202 – Seattle, WA 98105 – (206) 946-1986 – View Map
Finding the right insurance agent should include more criteria than just a cheap price. These questions are important to ask:
- Which companies do they recommend if they are an independent agency?
- Will the agent or a CSR service your policy?
- Is there a local claims center in Seattle?
- How long have they worked with personal auto insurance coverage?
- Who are their largest clients?
- What will you get paid if your car is a total loss? How is that amount determined?
- Are there any extra charges for paying monthly?
- Is every driver in your family covered?