Car Insurance Rate Quotes for a Ford Escape in Seattle

Insurance for Ford EscapeWant to learn how to buy lower-priced car insurance rates in Seattle, WA? Seattle drivers have options when trying to find low-cost Ford Escape insurance. You can either waste hours struggling with agents to compare prices or leverage the internet to get rate quotes. There is a better way to shop for car insurance and you need to know the best way to quote coverages for a Ford and get the cheapest rates from Seattle insurance agents and online providers.

If you have insurance now or want to find a cheaper company, use these tips to get lower rates without reducing coverage. Our goal in writing this article introduce you to how car insurance quotes work and how to save the most money. Smart shoppers just have to learn the fastest way to compare insurance rates from many companies at once.

Cheap auto insurance in Seattle, WA

The companies shown below can provide price quotes in Seattle, WA. If multiple companies are shown, it’s a good idea that you get rate quotes from several of them to get the best price comparison.

Ford Escape Insurance Rates in Seattle, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $118 $194 $256 $16 $76 $660 $55
Escape XLS 4WD $184 $254 $328 $20 $98 $884 $74
Escape XLT 2WD $170 $310 $284 $16 $84 $864 $72
Escape Limited 2WD $122 $194 $264 $16 $78 $674 $56
Escape XLT 4WD $244 $426 $326 $20 $98 $1,114 $93
Escape Limited 4WD $160 $304 $284 $16 $84 $848 $71
Get Your Own Custom Quote Go

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Information does not factor in the specific area where the vehicle is garaged which can modify insurance rates significantly.

How high should deductibles be?

The information below shows how choosing a deductible and can impact Ford Escape yearly insurance costs for different age categories. The prices are based on a married female driver, full coverage, and no discounts are applied.

These discounts can lower your insurance rates

Insuring your vehicles can cost a lot, but you may be missing some discounts that can drop the cost substantially. Most are applied when you purchase, but occasionally some discounts must be manually applied before being credited.

We need to note that some of the credits will not apply to the entire policy premium. Most only apply to individual premiums such as collision or personal injury protection. Despite the appearance that you could get a free insurance policy, you won’t be that lucky.

A list of insurance companies and a partial list of their discounts can be found below.

When comparing rates, check with each company or agent what discounts are available to you. Some of the earlier mentioned discounts might not apply everywhere.

Local neighborhood agents and insurance

Many people just want to sit down and talk to an agent and that is not a bad decision Good insurance agents can answer important questions and help you file claims. An additional benefit of comparing rate quotes online is you can get cheaper premium rates and also buy local.

Find insurance agent in SeattleTo make it easy to find an agent, after completing this quick form, your coverage information is transmitted to local insurance agents in Seattle that can give you free Seattle car insurance quotes for your coverage. It makes it easy because there is no need to visit any agencies because prices are sent immediately to your email address. If you wish to compare prices from a specific company, just navigate to their website and fill out the quote form the provide.

Finding the right company should depend on more than just the bottom line cost. Here are some questions you should ask.

Pick the best car insurance agent in Seattle for you

If you are wanting to purchase insurance from a good Seattle insurance agent, you should know the different types of agents and how they differ in how they can insure your vehicles. Seattle agents are considered either independent agents or exclusive agents depending on their employer. Both types of agents can sell insurance policies, but it’s important to know why they differ because it can factor into which type of agent you select.

Exclusive Insurance Agents

Agents that choose to be exclusive generally can only insure with one company such as Allstate and State Farm. These agents are unable to compare other company’s rates so if the price isn’t competitive there isn’t much they can do. They are trained well on sales techniques which aids in selling service over price. Some consumers prefer to buy from the same agent for years mainly due to the prominent brand name rather than low price.

The following are Seattle exclusive insurance agents that are able to give comparison quotes.

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Independent Agents (or Brokers)

These type of agents are normally appointed by many insurers and that gives them the ability to insure with an assortment of companies and potentially find a lower price. If your agent finds better pricing, an independent agent can move your coverage and you won’t have to switch agencies.

When comparing insurance rates, you will definitely want to contact several independent insurance agents in order to have the best price comparison. A lot of them also have access to mutual insurance companies that may have much lower rates than larger companies.

The following are independent insurance agents in Seattle willing to provide rate quotes.

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Do drivers who switch really save?

Washington consumers can’t get away from all the ads for auto insurance savings from companies such as Progressive, Allstate and GEICO. They all seem to convey the message that you’ll save big if you just switch your auto insurance coverage to their company.

It sounds good, but how can they all charge you a lower premium? It’s all in the wording.

Different companies require specific criteria for the type of driver that earns them the most money. One example of a desirable risk may be between 30 and 50, has never had a claim, and has excellent credit. A customer who matches those parameters may get the lowest prices in Seattle and therefore will save if they switch.

Potential customers who are not a match for those criteria will be quoted higher prices and this can result in the customer buying from a different company. The ads state “customers who switch” not “everyone that quotes” can get the lowest rates when switching. That’s the way companies can truthfully make those claims. Each company has different criteria, so drivers should compare quotes as often as possible. It’s impossible to know the company that will provide the lowest Ford Escape insurance in Seattle.

In the end, you can save money

As you quote Seattle car insurance, it’s not a good idea to reduce coverage to reduce premium. There have been many cases where drivers have reduced full coverage only to discover later that they should have had better coverage. The aim is to buy a smart amount of coverage at a price you can afford while not skimping on critical coverages.

We just presented a lot of techniques to lower your Ford Escape insurance premium rates in Seattle. The key thing to remember is the more quotes you get, the higher your chance of finding affordable Ford Escape insurance quotes. Drivers may even discover the lowest premium rates come from a small local company.

Budget-conscious Ford Escape insurance is available on the web and also from your neighborhood Seattle agents, and you should compare price quotes from both so you have a total pricing picture. There are still a few companies who may not have the ability to get a quote online and usually these small, regional companies sell through local independent agencies.

Even more information is available at these sites: