Car owners not familiar with buying car insurance online are likely to find locating cheaper Kizashi insurance can be quite difficult.
Surprisingly, a recent survey revealed that nearly 70% of customers have purchased from the same company for more than four years, and nearly 40% of drivers have never quoted rates to find cheap coverage. Many consumers in the U.S. can save up to $860 each year, but they don’t want to spend time to compare rate quotes.
Best companies for Suzuki Kizashi insurance
The car insurance companies shown below are ready to provide quotes in Seattle, WA. If multiple providers are shown, we suggest you compare several of them to get a more complete price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Kizashi S AWD||$152||$272||$384||$22||$114||$944||$79|
|Kizashi SE AWD||$202||$358||$300||$18||$90||$968||$81|
|Kizashi GTS AWD||$204||$420||$356||$22||$106||$1,108||$92|
|Kizashi SLS AWD||$182||$310||$282||$16||$84||$874||$73|
|Get Your Own Custom Quote Go|
Premium data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Rates do not factor in specific garaging location which can revise insurance rates considerably.
Car insurance deductibles
The chart below shows how choosing a deductible and can change Suzuki Kizashi premium costs for each different age category. The price estimates are based on a married female driver, full physical damage coverage, and no discounts are applied.
Gender differences in car insurance premiums
The diagram below shows the difference between Suzuki Kizashi insurance rates for male and female drivers. The rates are based on no accidents, no driving violations, comprehensive and collision coverage, $100 deductibles, drivers are not married, and no discounts are applied to the premium.
Rate increases following a ticket or accident
The information below demonstrates how citations and accident claims can impact Suzuki Kizashi annual premium costs for each different age category. The prices are based on a single male driver, comprehensive and collision coverage, $250 deductibles, and no policy discounts are applied.
Lower rate quotes with discounts
Some providers don’t list the complete list of policy discounts very well, so we researched some of the best known in addition to some of the lesser obvious discounts that you may qualify for.
- Theft Prevention System – Vehicles with anti-theft systems help deter theft and can earn a small discount on your policy.
- Senior Citizen Rates – If you’re over the age of 55, you may receive a discount up to 10%.
- Renewal Discounts – A few insurance companies give discounts for switching companies early. This discount can save up to 10%.
- E-sign Discounts – A few car insurance companies will discount your bill up to fifty bucks for buying a policy and signing up on your computer.
- Driver’s Ed – Teen drivers should successfully complete driver’s ed class in school or through a local driver safety program.
- Active Military Service – Being on active duty in the military could mean lower rates.
- More Vehicles More Savings – Drivers who insure primary and secondary vehicles with the same company can get a discount on all vehicles.
- Telematics Data Discounts – Drivers that enable driving data submission to scrutinize driving habits through the use of a telematics system like In-Drive from State Farm and Progressive’s Snapshot might get better premium rates if they are good drivers.
- Pay Early and Save – By making one initial payment rather than paying monthly you can avoid monthly service charges.
- Driver Safety – Completing a defensive driver course may get you a small discount and make you a better driver.
A little note about advertised discounts, most of the big mark downs will not be given to the entire policy premium. Most cut individual premiums such as liability, collision or medical payments. So despite the fact that it appears it’s possible to get free car insurance, it’s just not the way it works.
Car insurance companies that have these money-saving discounts are:
It’s a good idea to ask each company to give you their best rates. Savings may not be available in your area.
Don’t assume everyone needs the same auto insurance coverage
When it comes to choosing coverage online or from an agent, there really isn’t a one-size-fits-all type of policy. Your situation is unique and your auto insurance should be unique as well. Here are some questions about coverages that may help you determine whether or not you might need an agent’s assistance.
- Do I need PIP coverage since I have good health insurance?
- I have good health insurance, so how much medical payments coverage do I need?
- Can I use my car for my catering business?
- Do I need to call my car insurance company before buying a new car?
- Is my Suzuki Kizashi covered for smoke damage?
- At what point should I drop full coverage?
- Can I cancel at any time?
- Do I have coverage when using my vehicle for my home business?
- How do I insure my teen driver?
- Is my trailer covered?
If you can’t answer these questions, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, complete this form or you can go here for a list of companies in your area.
Car insurance quotes from neighborhood Seattle auto insurance agents
Some consumers just want to talk to an insurance agent and often times that is recommended One of the great benefits of getting online price quotes is the fact that you can find cheap car insurance quotes and still choose a local agent. Buying from neighborhood insurance agencies is important especially in Seattle.
Once you complete this form (opens in new window), your information is immediately sent to participating agents in Seattle who will give competitive quotes for your coverage. It simplifies rate comparisons since you won’t have to search for any insurance agencies because quoted prices will be sent to the email address you provide. It’s the lowest rates without a big time investment. If for some reason you want to get a rate quote from a specific company, don’t hesitate to navigate to their website to submit a rate quote request.
If you want to use local Seattle agents, there are two different agency structures and how they are slightly different. Insurance agencies in Seattle can either be independent or exclusive.
Independent Car Insurance Agents
These agents are appointed with more than one company so they can quote policies with multiple insurance companies and find you the best rates. If prices rise, your agent can just switch to a different company which is easy for the insured.
If you are trying to find cheaper rates, it’s recommended you get some free quotes from at least one independent agent so that you can do a thorough price comparison. Most independent agents also contract with smaller companies which may provide better rates.
The following is a short list of independent insurance agents in Seattle that may be able to give comparison quotes.
- Grange Insurance Association
200 Cedar St – Seattle, WA 98121 – (800) 247-2643 – View Map
- Christopher Togawa Insurance Agency
222 Etruria St # 110 – Seattle, WA 98109 – (206) 838-9450 – View Map
- Sav-On Insurance
9614 17th Ave SW – Seattle, WA 98106 – (206) 767-7444 – View Map
These type of agents have only one company to place business with such as State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot compare rates from other companies so they really need to provide good service. Exclusive agents are well trained on what they offer and that can be a competitive advantage. Some insured continue to use the same agent mostly because of the prominent brand name rather than having the cheapest rates.
Listed below are Seattle exclusive agents that are able to give price quote information.
- Brent Amacher – State Farm Insurance Agent
2319 California Ave SW Ste A – Seattle, WA 98116 – (206) 935-0499 – View Map
- Chris Gibbens – State Farm Insurance Agent
607 W McGraw St – Seattle, WA 98119 – (206) 331-4864 – View Map
- Allstate Insurance: Barry V. Hasson
7721 Aurora Ave N – Seattle, WA 98103 – (206) 782-5191 – View Map
Finding the right auto insurance agent should include more criteria than just a cheap quote. Get answers to these questions too.
- Are aftermarket or OEM parts used to repair vehicles?
- Do they have cheaper tiers of coverage?
- Will you work with the agent or an assistant?
- If you are a high risk driver, do they have special markets for your coverage?
- Is there any savings for paying the full premium?
- If your car is in the repair shop, do you have coverage for a rental car?
- What will you get paid if your car is a total loss? How is that amount determined?
- What is their Better Business Bureau rating?
Affordable insurance rates are possible
Cheap Suzuki Kizashi insurance in Seattle is possible from both online companies and from local insurance agents, so you should be comparing quotes from both to have the best rate selection. Some insurance companies do not provide online price quotes and usually these small, regional companies only sell coverage through independent agencies.
In this article, we covered many ways to get a better price on Suzuki Kizashi insurance in Seattle. The key thing to remember is the more you quote Seattle car insurance, the better your comparison will be. Drivers may even discover the most savings is with a company that doesn’t do a lot of advertising. They can often insure niche markets at a lower cost than the large multi-state companies such as State Farm or Progressive.
Additional detailed information is available by following these links:
- Eight Auto Insurance Myths (Insurance Information Institute)
- What Car Insurance is Cheapest for a 20 Year Old Male in Seattle? (FAQ)
- How Much is Seattle Auto Insurance for Real Estate Agents? (FAQ)
- Who Has Cheap Seattle Car Insurance Quotes for Active Military? (FAQ)
- Teen Driver Licensing Information (iihs.org)
- Airbag FAQ (iihs.org)
- When is the Right Time to Switch Car Insurance Companies? (Allstate)