Searching for the cheapest insurance for a Kia Niro in Washington can normally be difficult, but you can follow the following methods to save time. There is a right way and a wrong way to buy car insurance so we’re going to tell you the absolute fastest way to price shop coverage on a Kia and obtain the lowest possible price.
Buying the cheapest auto insurance in Seattle is quite easy. If you have coverage now or are just looking to switch companies, you can use these tips to get lower rates while maintaining coverages. Drivers just need to know the quickest way to compare rates from multiple carriers.
The companies in the list below are ready to provide price quotes in Washington. If more than one company is shown, we suggest you visit two to three different companies in order to find the most competitive rates.
Do I need special coverages?
When quoting and choosing proper insurance coverage for your personal vehicles, there is no perfect coverage plan. Your situation is unique.
For instance, these questions can help discover whether or not you might need an agent’s assistance.
- Is there a penalty for late payment?
- Can I afford to buy a different vehicle if my Kia Niro is totaled?
- What is PIP insurance?
- Do I need roadside assistance coverage?
- Do I need rental car coverage?
- Should I buy additional glass protection?
- Am I covered when renting a car or should I buy coverage from the car rental agency?
- Is business equipment covered while in my vehicle?
If you don’t know the answers to these questions but a few of them apply, you might consider talking to an insurance agent. If you want to speak to an agent in your area, complete this form. It only takes a few minutes and can provide invaluable advice.
Neighborhood agents and auto insurance
Many drivers would prefer to get advice from a local agent and that is recommended in a lot of cases Agents can help determine the best coverages and help in the event of a claim. A good thing about price shopping on the web is the fact that drivers can get lower rates but also keep your business local.
For easy comparison, once you complete this short form, your coverage information is transmitted to participating agents in Seattle who want to provide quotes and help you find cheaper coverage. You won’t even need to leave your house because quoted prices will be sent immediately to you. If you wish to get a price quote from a specific company, you can always navigate to their website to submit a rate quote request.
Picking the best insurance company requires more thought than just the quoted price. Get answers to these questions too.
- How does the company pay claims for a total loss?
- How long have they been in business?
- Can glass repairs be made at your home?
- What insurance company do they write the most business with?
- Do the agents have professional certifications like CPCU or CIC?
- Will their companies depreciate repairs to your car based on the mileage?
- How long have they worked with personal auto insurance coverage?
If you want to buy auto insurance from a good Seattle insurance agent, it’s helpful to know the types of agencies that you can select. Agencies in Seattle are classified as either exclusive agents or independent agents. Both can insure your vehicles properly, but it’s worth mentioning how they are different because it can impact the type of agent you choose.
Exclusive Auto Insurance Agents
These type of agents normally can only provide a single company’s rates and some examples include Farmers Insurance, American Family, State Farm and Allstate. These agents are unable to provide rate quotes from other companies so you might not find the best rates. They are highly trained on the products they sell and that can be a competitive advantage. Consumers frequently buy from exclusive agents mostly because of the brand name and strong financial ratings.
Listed below are Seattle exclusive agencies willing to provide price quotes.
- Dave Newman – State Farm Insurance Agent
3435 California Ave SW – Seattle, WA 98116 – (206) 932-1878 – View Map
- Brent Amacher – State Farm Insurance Agent
2319 California Ave SW Ste A – Seattle, WA 98116 – (206) 935-0499 – View Map
- Allstate Insurance: Barry V. Hasson
7721 Aurora Ave N – Seattle, WA 98103 – (206) 782-5191 – View Map
Independent Auto Insurance Agencies
These type of agents do not work for one specific company so they can insure your vehicles amongst many companies and find the cheapest rate. If your agent finds better pricing, they simply move the coverage in-house which requires no work on your part.
When comparison shopping, we highly recommend that you get quotes from at a minimum one independent agency to get the best comparison. A lot of them also have access to companies you’ve never heard of which can be an advantage.
Shown below are Seattle independent insurance agencies that can give you rate quotes.
- Johnson Insurance Agency
9200 Holman Rd NW – Seattle, WA 98117 – (206) 789-5940 – View Map
- Gurry and Rogers Insurance Inc
1200 5th Ave #1825 – Seattle, WA 98101 – (206) 621-6444 – View Map
- Ati Agency Inc
2150 N 107th St # 460 – Seattle, WA 98133 – (206) 522-9200 – View Map