Lexus RX 350 Insurance Rates in Seattle

Insurance rates Lexus RX 350 in SeattleDo you want to save money by finding more affordable Lexus RX 350 insurance in Seattle? Getting the lowest price Seattle Lexus RX 350 insurance quotes can seem to be rather challenging for vehicle owners who are new to comparing rates over the internet. With dozens of companies in the marketplace, how can Seattle drivers have a chance to compare the different rates to find the cheapest rates?

It’s shocking but most insurance customers have purchased from the same company for more than four years, and almost half have never compared quotes from other companies. Many drivers in Seattle could save themselves nearly 40% a year just by getting comparison quotes, but they underestimate the large savings they would see if they just switched companies.

It’s a great practice to take a look at other company’s rates occasionally because insurance prices are rarely the same from one policy term to another. Even if you think you had the lowest rates on Lexus RX 350 insurance in Seattle at your last renewal you can probably find a better premium rate now. Forget all the misinformation about insurance because I’m going to teach you the best methods to reduce your cost while increasing coverage.

This article will teach you a little about how car insurance companies work and also pocket some savings If you already have coverage, you should be able to lower your rates using this information. Nevertheless, Washington drivers should learn the methods companies use to calculate your policy premium because rates are impacted by many factors.

The most recommended method to compare car insurance rates for Lexus RX 350 insurance in Seattle is to understand almost all companies pay for the opportunity to provide you with free rate quotes. To start a quote, the only thing you need to do is spend a couple of minutes providing details including your general credit rating, whether or not you need a SR-22, your job, and the type of vehicles you drive. That rating data is instantly provided to many highly-rated insurers and they return quotes quickly.

To compare multiple company lower-cost Lexus RX 350 insurance rates now, click here and complete the quick form.

The companies in the list below offer quotes in Washington. If multiple companies are shown, we suggest you click on several of them in order to find the most affordable rates.

Lexus RX 350 Insurance Rate Estimates in Seattle, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RX 350 2WD $162 $302 $344 $20 $102 $930 $78
RX 350 4WD $224 $474 $434 $26 $130 $1,288 $107
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Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Information does not factor in specific Seattle garaging location which can affect coverage rates substantially.

Insurance premiums for males and females

The example below visualizes the comparison of Lexus RX 350 annual premium costs for male and female drivers. The premiums are based on a clean driving record, no at-fault accidents, comprehensive and collision coverage, $100 deductibles, marital status is single, and no discounts are applied.

Choosing deductibles

The information below shows how choosing a deductible and can impact Lexus RX 350 premium costs for different age groups. The rate quotes are based on a married female driver, full coverage, and no additional discounts are factored in.

Insurance policy discounts for Lexus RX 350 insurance in Seattle

Some insurance providers don’t always publicize every discount available in an easy-to-find place, so here is a list a few of the more common and also the lesser-known insurance savings. If you check and find you aren’t receiving every discount available, you are just wasting money.Insurance discounts

Don’t be shocked that most discounts do not apply to the whole policy. Most only apply to specific coverage prices like physical damage coverage or medical payments. So despite the fact that it appears all those discounts means the company will pay you, insurance companies aren’t that generous. But all discounts should help lower your policy premium.

Companies and some of the discounts are outlined below.

It’s a good idea to ask every prospective company which discounts you qualify for. A few discounts may not be offered in Seattle.

Insurance in Washington serves several purposes

Despite the high cost of buying insurance for a Lexus RX 350 in Seattle, insuring your vehicle is required in Washington but also provides important benefits.

The benefits of buying insurance definitely exceed the price paid, particularly for liability claims. An average driver in America overpays more than $855 a year so we recommend shopping around at every policy renewal to be sure current rates are still competitive.

Insurance is available from local agents

Some people still like to talk to an insurance agent and that is just fine! An additional benefit of getting online price quotes is the fact that drivers can get the best rates but still work with a licensed agent. Buying from and supporting local insurance agencies is definitely important in Seattle.

Find insurance agent in SeattleUpon completion of this form (opens in new window), the quote information is transmitted to companies in Seattle that give free quotes to get your business. You won’t need to contact any agents due to the fact that quote results will go immediately to your email address. You can find better rates and work with a local agent. In the event you want to compare rates from a specific insurance company, just go to their quote page and complete a quote there.

Exclusive and independent Seattle auto insurance agents

If you would like to find a reliable insurance agent, you must know there are a couple different agency structures to choose from. Agents in Seattle are classified as either exclusive agents or independent agents.

Independent Agents (or Brokers)

Agents in the independent channel are not locked into one company so they have the ability to put coverage through lots of different companies and get you the best rates possible. If you want to switch companies, the agent simply finds a different carrier and you can keep the same agent. When comparing insurance prices, we highly recommend that you include price quotes from a few independent agents for the best price selection. A lot of them also have access to small regional insurance companies which may have better rates.

Below is a list of independent insurance agencies in Seattle who can help you get free price quotes.

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Exclusive Insurance Agents

Exclusive agencies can only provide pricing for a single company and examples are State Farm, Allstate and AAA. Exclusive agencies are unable to provide rate quotes from other companies so if the price isn’t competitive there isn’t much they can do. These agents are very knowledgeable on the products they sell which helps overcome the inability to quote other rates. Drivers often use the same agent partially due to the brand and solid financial strength.

Below is a list of exclusive agents in Seattle that are able to give price quote information.

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Selecting an insurance agency needs to be determined by more than just the premium amount. Agents should be asked these questions: