How to Get Lower Car Insurance Rates in Burien

How long has it been since you compared quotes for cheaper auto insurance rates in Burien, WA? Having to pay for high-priced auto insurance in Burien can drain your budget, especially in this economy. Performing a rate comparison is free, only takes a few minutes, and is a good way to reduce premiums and put more money in your pocket.

Amazingly, the vast majority of auto insurance customers have purchased from the same company for more than four years, and 38% of drivers have never shopped around. The average driver in Washington could pocket nearly 40% a year just by shopping around, but they just assume it’s a time-consuming process to compare rate quotes. Big companies like GEICO and Progressive continually bombard you with advertising and it is difficult to ignore the flying pigs and cute green geckos and find the best price available.

Consumers need to price shop coverage as often as possible since insurance rates are adjusted regularly by insurance companies. Just because you had the lowest premium rates on auto insurance two years ago there may be better deals available now. There is a lot of bad advice regarding auto insurance online, but in this article, you’re going to get some tested techniques to slash your auto insurance rates in Burien.

If you are already insured or just want cheaper rates, use these techniques to find better prices without having to cut coverage. Buying the cheapest insurance in Burien is actually not that difficult if you follow our advice. Consumers just need to learn the least time-consuming way to shop instantly.

Are you snagging every discount?

The price of auto insurance can be rather high, but there could be available discounts to reduce the price significantly. Some trigger automatically at the time of purchase, but lesser-known reductions have to be requested specifically before being credited. If they aren’t giving you every credit you deserve, you are throwing money away.Save money with discounts

It’s important to note that most credits do not apply to the entire cost. Most cut the cost of specific coverages such as liability, collision or medical payments. So even though it sounds like all the discounts add up to a free policy, auto insurance companies aren’t that generous.

A partial list of companies who might offer these benefits include:

It’s a good idea to ask each insurance company how many discounts you can get. Some discounts might not be available to policyholders in your area.

The quickest method we recommend to get rate comparisons is to know the fact most larger insurance companies allow for online access to compare rate quotes. All consumers are required to do is take a few minutes to give details including whether you are married, if the car is leased, if a SR-22 is required, and deductibles desired. The rating information is then submitted to many different companies and you receive quotes very quickly.

To start a quote now, click here and enter the information requested.

The auto insurance companies shown below can provide quotes in Washington. If multiple companies are listed, we recommend you get rates from several of them in order to get a fair rate comparison.


Insurance Cost Estimates for Popular Vehicles in Burien
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LT 2WD $928 $464 $77
Chevrolet Silverado LS Crew Cab 2WD $1,022 $511 $85
Dodge Ram Quad Cab ST 4WD $1,108 $554 $92
Ford Escape Limited 4WD $628 $314 $52
Ford F-150 FX4 4WD $712 $356 $59
Ford Focus SE 2-Dr Coupe $1,114 $557 $93
GMC Sierra SLE Regular Cab 4WD $1,062 $531 $89
Honda Accord EX 4-Dr Sedan $886 $443 $74
Honda CR-V LX 4WD $732 $366 $61
Honda Civic DX 4-Dr Sedan $762 $381 $64
Hyundai Sonata GLS 4-Dr Sedan $938 $469 $78
Nissan Altima 2.5 4-Dr Sedan $918 $459 $77
Toyota Camry Hybrid $924 $462 $77
Toyota Corolla XLE $972 $486 $81
Volkswagen Jetta 2.0T Station Wagon $798 $399 $67
Get Your Own Custom Quote Go

Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Rate information does not factor in your specific Burien location which can impact coverage prices greatly.

Accidents and violations increase rates

The example below shows how speeding tickets and at-fault accidents drive up Ford Fusion insurance costs for different age groups of insureds. The premiums assume a single female driver, full physical damage coverage, $100 deductibles, and no additional discounts are factored in.

Ford Fusion rates are for example purposes only. To get rates for your specific vehicle, click here.

Neighborhood Burien auto insurance agents

Many drivers still like to go talk to an agent and we recommend doing that Insurance agents can answer important questions and help you file claims. A good thing about comparing insurance prices online is you may find better rates and still buy from a local agent. Supporting neighborhood agents is definitely important in Burien.

Burieninsurance agentsBy using this form (opens in new window), the coverage information is emailed to insurance agents in Burien who will give you bids for your insurance coverage. It simplifies rate comparisons since you won’t have to visit any agencies since price quotes are sent immediately to your email address. If you wish to get a rate quote from a specific company, you just need to go to their quote page and submit a quote form there.

Types of car insurance agents in Burien

If you are wanting to purchase auto insurance from a reputable agency, it’s helpful to know the different types of agents and how they can write your policy. Agents can either be independent agents or exclusive agents depending on their employer. Both types of agents can do a good job, but it’s important to point out how they differ since it can affect the selection process.

Independent Agents

Agents that elect to be independent often have affiliation with several companies so they have the ability to put coverage through many companies and possibly get better coverage at lower prices. If you want to switch companies, an independent agent can move your coverage and you don’t have to do anything. When comparing auto insurance rates, you need to get several quotes from independent agents for maximum quote selection.

Below are Burien independent insurance agencies who may be able to give you price quote information.


9614 17th Ave SWSeattle, WA 98106(206) 767-7444View Map

Guide One Insurance
15407 1st Avenue SouthBurien, WA 98148(425) 433-8040View Map

Patrick Nelson Agency
15723 1st Avenue SouthBurien, WA 98148(206) 243-9636View Map

More Burien agents

Exclusive Auto Insurance Agents

Exclusive agencies can only provide one company’s prices such as Farmers Insurance, American Family, State Farm and Allstate. Exclusive agents cannot compare rates from other companies so you might not find the best rates. These agents are well trained on what they offer which helps them sell insurance even at higher premiums.

Shown below are Burien exclusive insurance agencies willing to provide comparison quotes.


13260 1st Avenue South cBurien, WA 98168(206) 243-4441View Map


2600 SW Barton St, Ste E22Seattle, WA 98126(206) 935-3922View Map


505 1st Avenue South #130Seattle, WA 98104(206) 433-1466View Map

More Burien agents

Choosing the best car insurance agent shouldn’t rely on just a cheap price quote. Any good agent in Burien should know the answers to these questions.

Frequent quotes can save

Throughout this article, we presented many ideas to get a better price on auto insurance in Burien. The key concept to understand is the more times you quote, the higher the chance of saving money. You may even find the biggest savings come from a company that doesn’t do a lot of advertising. They often have lower rates on specific markets compared to the large companies like Allstate, GEICO and Progressive.

Discount auto insurance in Burien can be found both online and also from your neighborhood Burien agents, and you need to price shop both in order to have the best chance of saving money. Some auto insurance companies do not provide rate quotes online and many times these smaller providers prefer to sell through independent agencies.

Additional detailed information is available in the articles below: