Affordable Suzuki Equator Insurance in Seattle

Insurance rates Suzuki Equator in SeattlePaying for overpriced Suzuki Equator insurance in Seattle can empty your savings account and force you to prioritize other expenses. Comparing rates annually can help to cut your insurance bill.

Astonishng but true according to a recent study, over 70% of consumers have purchased from the same company for at least four years, and nearly half have never compared rates to find affordable insurance. American drivers could save themselves $860 a year just by getting comparison quotes, but they don’t understand how simple it is to compare rates online. Numerous insurance companies battle for your business, and because of this it can be hard to compare insurers to get the lowest rate on Suzuki Equator insurance in Seattle.

You need to compare premium rates before your policy renews because prices tend to go up over time. Just because you had the lowest rates on Suzuki Equator insurance in Seattle a couple years back you will most likely find a better premium rate today. Ignore everything you know about insurance because you’re about to learn the things you must know in order to save money, get proper deductibles and limits, all at the lowest rate.

The companies shown below are our best choices to provide free rate quotes in Seattle, WA. If multiple companies are shown, we suggest you click on several of them to get the lowest price.


Suzuki Equator Insurance Rates in Seattle, WA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $140 $198 $386 $22 $116 $862 $72
Equator Ext Cab 2WD $194 $362 $356 $22 $106 $1,040 $87
Equator Ext Cab 2WD $230 $422 $304 $18 $90 $1,064 $89
Equator Ext Cab 2WD $228 $384 $294 $18 $88 $1,012 $84
Equator Ext Cab 4WD $136 $236 $300 $18 $90 $780 $65
Equator Crew Cab 4WD $136 $278 $334 $20 $100 $868 $72
Equator Crew Cab 4WD $208 $364 $294 $18 $88 $972 $81
Equator Crew Cab 4WD $136 $294 $334 $20 $100 $884 $74
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Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Washington minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Table data does not factor in vehicle garaging location which can impact auto insurance rates noticeably.

Can higher deductibles save money?

When buying car insurance, a common question is where to set your physical damage deductibles. The tables below may help to conceptualize the difference in cost when you select higher and lower physical damage coverage deductibles. The first rate table uses a $100 deductible for comp and collision and the second rate chart uses a $500 deductible.


Suzuki Equator insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $222 $376 $294 $18 $88 $1,023 $85
Equator Ext Cab 2WD $222 $376 $294 $18 $88 $1,023 $85
Equator Ext Cab 2WD $254 $458 $294 $18 $88 $1,137 $95
Equator Ext Cab 2WD $254 $458 $294 $18 $88 $1,137 $95
Equator Ext Cab 4WD $254 $458 $294 $18 $88 $1,137 $95
Equator Crew Cab 4WD $286 $540 $294 $18 $88 $1,251 $104
Equator Crew Cab 4WD $286 $540 $294 $18 $88 $1,251 $104
Equator Crew Cab 4WD $286 $540 $294 $18 $88 $1,251 $104
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Suzuki Equator insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $162 $254 $294 $18 $88 $816 $68
Equator Ext Cab 2WD $162 $254 $294 $18 $88 $816 $68
Equator Ext Cab 2WD $186 $310 $294 $18 $88 $896 $75
Equator Ext Cab 2WD $186 $310 $294 $18 $88 $896 $75
Equator Ext Cab 4WD $186 $310 $294 $18 $88 $896 $75
Equator Crew Cab 4WD $208 $364 $294 $18 $88 $972 $81
Equator Crew Cab 4WD $208 $364 $294 $18 $88 $972 $81
Equator Crew Cab 4WD $208 $364 $294 $18 $88 $972 $81
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and Washington minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, homeowner, and multi-policy. Rate quotes do not factor in the specific area where the vehicle is garaged which can raise or lower premium rates significantly.

Using the premium rates above, we can conclude that using a $100 deductible will cost you approximately $20 more each month or $240 a year than opting for the higher $500 deductible. Since you would have to pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you average at a minimum 20 months between claim filings, you would probably be better off by going with a higher deductible.

Suzuki Equator liability rates compared to full coverage

The illustration below visualizes the comparison of Suzuki Equator yearly insurance costs with full coverage compared to only the Washington minimum liability coverage. The prices are based on no accidents, no driving violations, $1,000 deductibles, single female driver, and no policy discounts are applied.

When to drop comprehensive and collision coverage

There is no exact rule of when to drop full coverage on your policy, but there is a general school of thought. If the yearly cost of full coverage is more than around 10% of replacement cost minus your deductible, then it could be time to drop full coverage.

For example, let’s say your Suzuki Equator book value is $8,000 and you have $1,000 physical damage deductibles. If your vehicle is totaled, the most you would receive is $7,000 after paying your deductible. If you are paying more than $700 annually for physical damage coverage, then it’s probably a good time to buy liability coverage only.

There are some conditions where buying only liability insurance is not advised. If you still owe a portion of the original loan, you have to carry full coverage as part of the loan conditions. Also, if you cannot afford to purchase a different vehicle in the event your current vehicle is totaled, you should not consider dropping full coverage.

Policy deductible comparison

The illustration below demonstrates how choosing different deductibles and can affect Suzuki Equator insurance prices for different categories of driver ages. The prices are based on a married female driver, comp and collision included, and no additional discounts are factored in.

Save money on Suzuki Equator insurance in Seattle with these discounts

Properly insuring your vehicles can get expensive, but there could be available discounts that you may not know about. Some discounts will apply when you get a quote, but once in a while a discount must be asked about in order for you to get them. If you are not receiving all the discounts you qualify for, you are paying more than you should be.Insurance discounts

Consumers should know that some of the credits will not apply to the entire cost. Most only reduce individual premiums such as collision or personal injury protection. So despite the fact that it appears you could get a free insurance policy, company stockholders wouldn’t be very happy.

Larger insurance companies and their offered discounts are:

Check with all companies you are considering which discounts you qualify for. All car insurance discounts may not apply to policyholders in every state.

Three reasons car insurance is important

Despite the fact that car insurance is not cheap in Seattle, paying for car insurance is most likely required but also gives you several important benefits.

The benefits of buying car insurance definitely exceed the cost, especially when you need to use it. But the average driver in Washington overpays more than $810 a year so it’s important to compare rates at least once a year to ensure rates are competitive.

Local Seattle auto insurance agents and auto insurance

Certain consumers would rather visit with an insurance agent and that can be a great decision Good insurance agents are highly skilled in risk management and help you file claims. One of the best bonuses of comparing insurance prices online is the fact that you can find lower prices and still have a local agent.

Insurance agency in SeattleTo make it easy to find an agent, after completing this simple form, your insurance coverage information is transmitted to companies in Seattle that provide free Seattle car insurance quotes for your auto insurance coverage. There is no reason to find an agent on your own as quotes are delivered immediately to you. If you wish to get a comparison quote from one company in particular, just go to their quote page and fill out their quote form.

Choosing an insurer requires you to look at more than just a cheap quote. Before buying a policy in Seattle, get answers to these questions.

Exclusive agents vs. Independent agents

If you’re trying to find a local insurance agency, you need to know there are two different types of agents and how they can quote your rates. Agents in Seattle are classified as either exclusive or independent (non-exclusive). Both types of agents can write auto insurance policies, but it’s worth mentioning the subtle differences because it may have an impact on the kind of agent you use.

Exclusive Auto Insurance Agencies

Agents that elect to be exclusive can usually just insure with one company like State Farm, Allstate, and Farm Bureau. They are unable to shop your coverage around so always compare other rates. Exclusive agencies are very knowledgeable on their company’s products and that allows them to sell at a higher price point.

Below are Seattle exclusive insurance agencies willing to provide price quotes.


1510 14th AveSeattle, WA 98122(206) 322-3910View Map


1115 N Northgate WaySeattle, WA 98133(206) 364-2210View Map


200 Roy St #102Seattle, WA 98109(206) 284-9700View Map

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Independent Agencies or Brokers

Agents of this type are not employed by one company and that is an advantage because they can write policies with lots of companies and find the cheapest rate. If prices rise, an independent agent can move your coverage and you can keep the same agent.

When comparing auto insurance rates, we recommend you contact several independent insurance agents to get the most accurate price comparison.

Shown below are Seattle independent insurance agencies that can give you price quote information.


4634 E Marginal Way S C 140Seattle, WA 98134(206) 682-9990View Map


6055 California Ave SWSeattle, WA 98136(206) 932-2500View Map


13751 Lake City Way NE #214Seattle, WA 98125(206) 368-8117View Map

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